Have you been declined for life insurance due to Abdominal Aortic Aneurysm?
Luckily, you’ve come to the right place. Indeed, we help individuals of all ages and all sorts of medical conditions at HighRiskLifeInsuranceAgency.com.
Your Answers in 2 Minutes
Stick with us for two minutes, and you’ll have two important questions answered:
1. Can you qualify for life insurance with Abdominal Aortic Aneurysm? And if so…
2. How much will it cost?
Yes, most individuals with Abdominal Aortic Aneurysm will be able to qualify for traditional life insurance, the type of insurance which requires a medical exam.
But you won’t be able to get this rating through your auto insurance company.
Best Case Scenario – A “Standard” rating is possible for diagnosed cases of Abdominal Aortic Aneurysm that presents no symptom of pain or claudification (cramping or limping of the leg due to pain). Another best case scenario would be Abdominal Aortic Aneurysm that is detected early and operated to full recovery. Click here for quote at “Standard”.
Moderate Case – Abdominal Aortic Aneurysm with blood vessels that measure less than 4.5 cm will get rated at “Medium Substandard”. These cases, however, must be stable for at least two years, do not present symptoms of pain and do not have a high risk of rupture. Click here for a quote at “Medium Substandard”.
Those cases of Abdominal Aortic Aneurysm with blood vessel diameter that is more than 4.5 cm and present unstable symptoms of pain for less than two years will automatically get a decline.
Common Questions to Assess Rating Class
If you’re unsure which of the above health classes to quote yourself at (Standard or Medium Substandard), please see the questions below:
When were you diagnosed with Abdominal Aortic Aneurysm and when was your last medical checkup?
It is very important to establish the date of diagnosis because it will show the progression of the condition. The last check up and the findings (diameter of aneurysm) since the initial diagnosis will establish this scenario.
Have you experienced any symptoms within the last 24 months?
Symptoms of severe pain or limping when walking for the last 24 months may mean that your Abdominal Aortic Aneurysm is unstable and may get a decline. If, however, you have not been hospitalized for the severe pain for at least 24 months, it may be considered a stable case. The best rating you may get is a “Medium Substandard” health class.
Are you currently taking any pain medication?
The need for pain medications may mean that you have an unstable Abdominal Aortic Aneurysm and may get you an automatic decline.
Do you have other medical conditions?
If you have diabetes, high cholesterol levels, cerebrovascular disease or coronary artery disease it presents a higher risk of disease progression and may need further evaluation to determine the appropriate rating class.
Are you currently smoking?
Smoking shows a significant association with the hardening of the blood vessels, which can aggravate the dilatation of your Abdominal Aortic Aneurysm. Depending on the diameter of the aneurysm or stability of the condition, you may either get a “Medium Substandard” rating or a decline.
Have you had any relevant diagnostic tests in the past 12 months?
Recent diagnostic tests such as ultrasound or CT scan will show the size of the aneurysm. Depending on the symptoms also, you may either get a “Standard” or “Medium Substandard” rating.
If you don’t seem to fit into one of the ratings above, I recommend requesting life insurance quotes from “standard” to “severe standard” so you understand the range of possibilities.
Using the Instant Life Insurance Quote form on the right, select the rating class that best suits you based on your answers to the questions above, as well as complete the amount and type of coverage needed.
An estimate will appear on the next page.
If we can help you with a quote or to apply for coverage, call us at 877-443-9467.
Overview of Abdominal Aortic Aneurysm
Abdominal Aortic Aneurysm (AAA) is a condition characterized by a pathologic dilatation (widening in diameter, also referred to as ballooning) of a section of the abdominal artery.
The dilatation is commonly caused by atherosclerosis (buildup of calcium or lipid deposits) that causes the narrowing of the blood vessel that pushes the wall of the abdominal artery to stretch and increase in circumference as a compensatory action to provide passageway for the blood.
Aneurysm may involve any of the three layers of the abdominal artery, and the symptoms depend on the section affected. During the early stage of Abdominal Aortic Aneurysm there are usually no complaints, but as the dilatation progresses the following symptoms are observed: acute severe pain involving the area affected or referred pain to the chest or back, pulsating sensation in the area of the abdomen, generalized body weakness and difficulty of breathing.
Related Keywords: abdominal aortic aneurysm, AAA, aortic aneurysm