Life Insurance Approval with Anxiety Disorder

in Mental Health Issues

Life Insurance Approval with Anxiety Disorder

We can help you with Life Insurance Approval with Anxiety Disorder!

Having trouble finding affordable life insurance with Anxiety Disorder?

The good news is there is hope.

In fact, tough life insurance cases are our specialty at  HighRiskLifeInsuranceAgency.com.

Our 2 Minute Promise

Stick with us for two minutes, and you’ll have two important questions answered:

1. Can you qualify for life insurance with Anxiety Disorder? And if so…

2. How much will it cost?

Can People Who Have Anxiety Disorder Be Approved for Life Insurance?

Yes, most individuals with Anxiety Disorder will be able to qualify for traditional life insurance, the type of insurance which requires a medical exam.

But you won’t be able to get this rating through your auto insurance company.

How Much Will it Cost?

Best Case Scenario – If Anxiety Disorder is less than six months since the appearance of the symptoms and treatment and therapy done immediately, chances of recovery is high. These cases are usually given a “Standard” rating. Click here for quote at “Standard”.

Moderate Case – If Anxiety Disorder has been diagnosed for more than a year there is a high possibility of a pathological cause and may be rated a “mild substandard” health class. If symptoms of panic and confusion is more frequent and severe and have been present for more than two years it may get a “Medium Substandard” rating. Click here for a quote at “Medium Substandard”.

Common Questions to Assess Rating Class

If you’re unsure which of the above health classes to quote yourself at (Standard, Mild Substandard or Medium Substandard), please see the questions below:

1.    How many months have you suffered from your Anxiety Disorders?

The basic rule for any mental condition is that if symptoms disappear within six months, chance of recovery is very high. So, if the symptoms of Anxiety Disorder disappear within six month it may get a “Standard” rating.

2.    Are you taking any anti-depressant medication right now and for how long? 

The need for antidepressant medications is not a very good sign of control of the condition and may get a “Mild Substandard” rating. There are studies to prove that long term use of medications present complications to other body organs like the kidneys or the liver that may get you a “Medium Substandard” rating.

3.    Do you have regular check-ups or therapy sessions with your physician?

Regular visits to your doctor mean compliance to your treatment regimen and life insurance companies see this as a good sign.

4.    Have you had any relevant diagnostic tests in the past six months? 

Recent laboratory and diagnostic tests include clearance from any liver or kidney damage from taking long term medications.

If you don’t seem to fit into one of the ratings above, I recommend requesting life insurance quotes from “Standard” to “Medium Substandard” so you understand the range of possibilities.

How to Get a Quote

Using the Instant Life Insurance Quote form on the right, select the rating class that best suits you based on your answers to the questions above, as well as complete the amount and type of coverage needed.

An estimate will appear on the next page.

If we can help you with a quote or to apply for coverage, call us at 877-443-9467.

Overview of Anxiety Disorder

Anxiety Disorder is a form of mental illness covering pathological symptoms of fear and anxiety. Anxiety is displayed in four aspects of physical panic, bodily symptoms, mental worry and dissociative anxiety.

There are three different types of anxiety disorder namely panic disorder, phobic disorder and generalized anxiety disorder. Each may present distinct anxiety attacks, and the treatments for each type have some variations.

Persistent worry and fear, poor concentration and confusion are the classic symptoms that each of these three types of Anxiety Disorder possess.

Related Keywords: anxiety, anxiety disorder, GAS, panic disorder, phobic disorder

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