Have you been declined for life insurance due to Endometrial Cancer?
Luckily, you’ve come to the right place.
Indeed, we help individuals of all ages and all sorts of medical conditions at
Your Answers in 2 Minutes
Stick with us for two minutes, and you’ll have two important questions answered:
1. Can you qualify for life insurance with Endometrial Cancer? And if so…
2. How much will it cost?
Yes, most individuals with Endometrial Cancer will be able to qualify for traditional life insurance, the type of insurance which requires a medical exam.
But you won’t be able to get this rating through your auto insurance company.
Best Case Scenario –The best case scenario for Endometrial Cancer would be those diagnosed in stage 0 or I, they can be given a “Mild Substandard” rating. Most of these cases have surpassed at least the 4th year after a successful treatment either by radiation, chemotherapy or total hysterectomy. Click here for quote at “Mild Substandard”.
Moderate Case – Those cases of Endometrial Cancer in situ stage that are on its 1st year after treatment will be rated at “Moderate Substandard”. In the same rating would be those cases in stage 1 and are just on its 2nd and 3rd year after treatment. Most of these cases need to be monitored for complications or recurrences. Click here for a quote at “Moderate Substandard”.
Severe Case – Endometrial Cancer stage II may still qualify for a “Severe Substandard” rating, but would need to be evaluated on a case to case basis. Usually a PAS would state that those cases beyond 5 years after successful treatment may get this rating. Click here for a quote at “Severe Substandard”.
You may have difficulty qualifying for traditional coverage, but could be eligible for a graded death benefit policy.
NOTE: Only cases of Endometrial Cancer in situ until stage II are given a rating; stages III and IV are automatically given a decline.
Common Questions to Assess Rating Class
If you’re unsure which of the above health classes to quote yourself at (Mild Substandard, Medium Substandard or Severe Substandard), please see the questions below:
1. How many years since you were diagnosed with Endometrial Cancer?
Endometrial Cancers in stages 0 to 1 do have a good prognosis if detected and treated early. Successful treatment after at least 4 years may get you a “Mild Substandard” rating.
2. What was the stage of your Endometrial Cancer during the initial diagnosis?
The comparison of the initial diagnosis and the current stage of Endometrial Cancer will give an idea whether the cancer is aggressive or not. Also, it will identify whether a rating can be given or not. Cancer stage 0, I and II will have an appropriate rating, but stages III and IV will automatically be declined.
3. Do you have any history of treatment or surgery?
If yes, when was the surgery performed and if there was biopsy done what was the result? The biopsy result will determine the extent of Endometrial Cancer and is the best way to determine whether it can be rated or not. Also, if you answered yes, did you have any recurrence after the surgical procedure? Recurrences may get you a decline.
4. Are you currently taking any medication for other medical conditions?
A diagnosis of other medical conditions other than the Endometrial Cancer may have to be re-evaluated to get an appropriate rating.
5. Are you currently smoking or have you smoked for the last 12 months?
Smoking has been associated with cancer and if you are currently smoking it may aggravate the Endometrial Cancer and may get you a “Severe Substandard” rating.
If you don’t seem to fit into one of the ratings above, I recommend requesting life insurance quotes from “standard” to “severe standard” so you understand the range of possibilities.
Using the Instant Life Insurance Quote form on the right, select the rating class that best suits you based on your answers to the questions above, as well as complete the amount and type of coverage needed.
An estimate will appear on the next page.
If we can help you with a quote or to apply for coverage, call us at 877-443-9467.
Overview of Endometrial Cancer
Endometrial Cancer is an abnormal growth found in the lining of the uterus called the endometrium. Endometrial adenocarcinoma is the most common type of this cancer, which usually occurs after menopause.
Risk factors in the development of Endometrial Cancer include obesity, endometrial hyperplasia, polycystic ovary syndrome (PCOS), infertility, no pregnancy, early menstruation or late menopause, history of breast or ovarian cancer are among others.
Common symptoms include abnormal vaginal bleeding (in between menses, spotting for menopausal women, long or heavy bleeding), abdominal or pelvic pain, anemia and whitish discharge in post menopausal women.
Related Keywords: endometrial cancer, uterine cancer, endometrial carcinoma, uterine neoplasm, endometrial hyperplasia