We know it can be frustrating searching for a life insurance policy with a history of Iron Deficiency Anemia (IRDA).
The good news is there is hope. In fact, tough life insurance cases are our specialty at High Risk Life Insurance Agency.
Your Answers in 2 Minutes
Stick with us for two minutes, and you’ll have two important questions answered:
1. Can you qualify for life insurance with Iron Deficiency Anemia? And if so…
2. How much will it cost?
Yes, most individuals with Iron Deficiency Anemia will be able to qualify for traditional life insurance, the type of insurance which requires a medical exam.
However, these types of approvals can only be offered by life insurance companies that are accustomed to high risk life insurance cases.
Best Case Scenario – If IRDA is detected early, symptoms are controlled and complications like poor cognitive functions are prevented, most cases have a “Standard rating”. Click here for quote at “Standard rating”.
Common Questions to Assess Rating Class
If you’re unsure if you will qualify for this health class and to quote yourself at (Standard Rating), please see the questions below:
1. At what age were you diagnosed with IRDA?
IRDA is a common illness among infants and growing children, and chances are, if the condition is detected early it will be controlled by the time the individual becomes an adult and the complications eliminated.
2. Have you experienced any symptoms within the last six months?
Symptoms would include paleness, headache or dizziness, marked fatigue, low performance in school or work, poor immune system and infections. These symptoms are warning signals of a case of IRDA.
3. Are you taking supplements or medications to control the level of iron in your blood?
This can both be a good or a bad sign because regular intake of supplements may prove a controlled condition. However, a recent high dose of supplements and medications may mean that the condition is uncontrolled.
4. Have you had any relevant diagnostic tests in the past 12 months?
Recent blood laboratory tests are the best way to assess your actual iron deficiency at the present moment. This will also confirm your compliance with your physician’s treatment regimen and management.
If you are still unsure which rating class you fall under, we suggest getting a life insurance quote at standard ratings, so you can familiarize yourself with the range of standard premiums.
Using the Instant Life Insurance Quote form on the right, select the rating class that best suits you based on your answers to the questions above, as well as complete the amount and type of coverage needed.
An estimate will appear on the next page.
If we can help you with a quote or to apply for coverage, call us at 877-443-9467.
Overview of Iron Deficiency Anemia
Iron Deficiency Anemia (IRDA) is a condition that is the result of low levels of iron in the body. Iron being vital in blood transportation may cause brain dysfunction evidenced by lack of focus, reduced memory ability or poor thinking skills.
There are two major causes of IRDA namely the increased need for iron as is the case in rapid growth during puberty or pregnancy; the other cause is due to decreased absorption of iron in the body that are associated with liver conditions, digestive illnesses, Crohn’s Disease, autoimmune disorders, infection, bleeding and poisoning .
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