Having trouble finding affordable life insurance with Neuritis?
The good news is there is hope.
Indeed, we help individuals of all ages and all sorts of medical conditions at High Risk Life Insurance Agency.
Our 2 Minute Promise
Stick with us for two minutes, and you’ll have two important questions answered:
1. Can you qualify for life insurance with Neuritis? And if so…
2. How much will it cost?
Can People Who Have Neuritis Be Approved for Life Insurance?
Yes, most individuals with Neuritis will be able to qualify for traditional life insurance, the type of insurance which requires a medical exam.
But you won’t be able to get this rating through your auto insurance company.
Best Case Scenario – If the cause of Neuritis is unknown and if the symptoms of numbness, tingling sensation and weakness are mild and there is no evident motor disability, most cases have a “Mild Substandard” rating. Click here for quote at “Mild Substandard”.
You may have difficulty qualifying for traditional coverage, but could be eligible for a graded death benefit policy
If you’re unsure if you will qualify for the “Mild Substandard” health cllass to quote yourself, please see the questions below:
How many years have you been diagnosed with Neuritis?
Neuritis can be a non-life threatening condition if detected early, and the symptoms of muscle weakness, numbness or tremors can be controlled. Organ damage due to complications can also be prevented by early diagnosis. These cases may qualify for the best rating at “Mild Substandard”.
Have you experienced any symptoms within the last six months?
Symptoms of progressing numbness, tremors or gait abnormalities may be flare signs of Neuritis. If such is the case, a more thorough evaluation will be required to determine if you will qualify for a “Mild Substandard” rating.
You might also be interested in reading ” Life Insurance Approval with Multiple Sclerosis”
Do you have regular check-ups with your Neurologist?
Regular visit to your neurologist is a good sign of control of the condition and may get you a “Mild Substandard” rating. It is, however, necessary for laboratory and diagnostic exams to confirm the absence of complications to the major organs of the body.
Do you have other medical conditions?
If your Neuritis is due to a primary health condition such as cancer or diabetes, you will be evaluated based on these conditions before your rating can be determined.
What is the extent of your nerve damage or swelling?
The more nerves are affected, the higher the chance of severe symptoms of paresis or paralysis. The lesser the nerves affected, the higher the chance of qualifying for the “Mild Substandard” rating.
Are you taking any medications?
Administration or intake of medication plays a major role in the progression of Neuritis, so it is very important to disclose all the drugs that you are taking. This will be a factor to consider if you will qualify for the “Mild Substandard” health class.
If you don’t seem to fit into one of the ratings above, I recommend requesting life insurance quotes from “standard” to “severe standard” so you understand the range of possibilities.
Using the Instant Life Insurance Quote form on the right, select the rating class that best suits you based on your answers to the questions above, as well as complete the amount and type of coverage needed.
An estimate will appear on the next page.
If we can help you with a quote or to apply for coverage, call us at 877-443-9467.
Overview of Neuritis
Neuritis is a condition that involves the general inflammation or damage of the peripheral nerves. It has a wide range of symptoms depending on the area affected by the swelling or damage. The condition may impair movement, organ function, sensation and other health related symptoms depending on the area involved.
The most common ones include mild to severe pain sensation, gait abnormality, weakness (paresis), tremors, pins and needles (paresthesia), numbness, paralysis, abnormal reflexes and in some cases, tissue and muscle wasting.
There are several causes of Neuritis including infectionn like leprosy, herpes simplex or shingles; radiation exposure; physical or chemical injury; secondary to other conditions such as diabetes, chronic renal failure, liver cirrhosis, herpes zoster, hypothyroidism, celiac disease, cancer or vitamin B1, B6 or B12 excessive intake or deficiency.
Genetics also play a role in the development of Neuritis, plus there are also drugs and substances that cause toxic effects to the nerves such as metronidazole, isoniazid, phenytoin, statins and alcohol are among them.
See all our other articles on Neurological Disorders and Click Here!