Finding an affordable life insurance policy with Angioneurotic Edema can be quite a challenge.
Don’t fret. We can help!
We specialize in “special risk” life insurance.
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Stick with us for two minutes, and you’ll have two important questions answered:
- Can you qualify for life insurance with Angioneurotic Edema? And if so…
- How much will it cost?
Yes, most individuals with Angioneurotic Edema will be able to qualify for traditional life insurance, the type of insurance which requires a medical exam.
But you won’t be able to get this rating through your auto insurance company.
Best Case Scenario – Angioneurotic Edema is not a serious condition especially if the cause of the allergy is identified and attacks are prevented. Most Angioneurotic Edema cases, which are controlled and managed well usually, get a “Mild Substandard” rating. Click here for quote at “mild substandard”.
Common Questions to Assess Rating Class
If you’re unsure if you classify the above health class to quote yourself at Mild Substandard, please see the questions below:
1. Have you experienced any symptoms of severe swelling within the last 6 to 12 months?
Recent symptoms of swelling may be a sign of an uncontrolled Angioneurotic Edema or an unidentified allergen, which may need further assessment.
2. Are you taking any medication for your symptoms at the moment?
The need for medications means a recent attack because normally, Angioneurotic Edema does not need maintenance medications, rather they are only required during active episodes of swelling. If you have a recent attack you may need further evaluation by a doctor.
3. Do you have regular check-ups with your allergologist?
Regular visit to your allergologist is a good sign of Angioneurotic Edema control and may automatically get a “Mild Substandard” rating class.
4. Have you had any relevant diagnostic tests to show the possible causes of your allergic attacks?
Laboratory and diagnostic tests that show specific triggers or allergens are good ways to prevent an attack, which may be given an automatic “Mild Substandard” rating.
5. Have you in the past experienced anaphylactic syndrome?
Anaphylactic syndrome is manifested by severe difficulty of breathing due to active swelling of the upper respiratory tract. This is a life threatening situation and would require special evaluation before a rating can be given.
If you don’t seem to fit in this rating above, I recommend requesting life insurance quotes from “standard” to “severe standard” so you understand the range of possibilities.
Using the Instant Life Insurance Quote form on the right, select the rating class that best suits you based on your answers to the questions above, as well as complete the amount and type of coverage needed.
An estimate will appear on the next page.
If we can help you with a quote or to apply for coverage, call us at 877-443-9467.
More Details about Angioneurotic Edema
Angioneurotic Edema also known as angioneuortic oedema or hereditary angiodema is a type allergic reaction that involves the deeper layer of the skin, which is unlike the common allergy that affects only the upper layer.
The primary symptom of Angioneurotic Edema is painful swelling that affects the skin and mucous membranes.
Common areas affected are the hands and feet, lips, eyes and face; mouth and throat, bronchial tubes and even the digestive tract of the stomach. Angioneurotic Edema may last for several days, which is unlike the common allergy that lasts only for a few hours.
Related Keywords: allergy, severe allergic reaction, skin disorder