We offer help with Life Insurance Approval with Basal Cell Carcinoma!
Having trouble finding affordable life insurance with Basal Cell Carcinoma?
Luckily, you’ve come to the right place.
Indeed, we help individuals of all ages and all sorts of medical conditions at HighRiskLifeInsuranceAgency.com.
Your Answers in 2 Minutes
Stick with us for two minutes, and you’ll have two important questions answered:
1. Can you qualify for life insurance with Basal Cell Carcinoma? And if so…
2. How much will it cost?
Can I Qualify for Life Insurance if I have Basal Cell Carcinoma?
Yes, most individuals with Basal Cell Carcinoma will be able to qualify for traditional life insurance, the type of insurance which requires a medical exam.
But you’ll need to apply with a life insurance company that is accustomed to impaired risk cases, not an auto insurance company that just happens to also offer life insurance.
How Much Will it Cost?
Best Case Scenario – Most cases of Basal Cell Carcinoma are not serious as long as no disfigurement or involvement of nearby tissues or major organs is evident. Cases that have been diagnosed more than 1 year with no signs of recurrence present good prognosis. Most of these cases get a “Standard” rating. Click here for quote at “Standard”.
Common Questions to Assess Rating Class
If you’re unsure if you qualify the above health class to quote yourself at Standard, please see the questions below:
1. How many years since you were diagnosed with Basal Cell Carcinoma?
Basal Cell Carcinoma that is diagnosed early will have a good chance of treatment and cure. This will definitely get a “Standard” rating.
2. Are there signs that other tissues or organs are affected?
Symptoms of disfigurement or organ involvement may require further assessment.
3. Do you have any history of surgical excision?
If yes, when was the surgery performed and if there was biopsy done what was the result? The biopsy result will determine the extent of Basal Cell carcinoma and is the best way to determine whether BCC has a good prognosis or not. Also, if you answered yes, did you have any recurrence after the surgical procedure? If 1 or 2 years have passed and no recurrence is evident, it may get a “Standard” rating.
4. Do you have a history of other treatment done in the past?
Treatments may include Mohs surgery, chemotherapy, radiation or immunotherapy. If the treatment has been 1 or 2 years already and there are no signs of recurrence, there is a good chance to be rated at “Standard” health class.
5. Do you have regular checkups with your dermatologist?
Regular checkup means at least a once a year visit to your dermatologist. This will give an accurate clinical update of your BCC.
If you don’t seem to fit into one of the ratings above, I recommend requesting life insurance quotes from “standard” to “severe standard” so you understand the range of possibilities.
How to Get a Quote
Using the Instant Life Insurance Quote form on the right, select the rating class that best suits you based on your answers to the questions above, as well as complete the amount and type of coverage needed.
An estimate will appear on the next page.
If we can help you with a quote or to apply for coverage, call us at 877-443-9467.
Overview of Basal Cell Carcinoma
Basal Cell Carcinoma (BCC) is the most common type of skin cancer, but is not serious because it rarely metastasizes to other body parts. The problem with this type of cancer is the resulting cell and tissue destruction or disfigurement.
There are three types of Basal Cell Carcinoma namely superficial, infiltrative and nodular. The most common sites affected by this type of cancer include the scalp, face, ears, chest, neck, back, hands and legs.
Skin symptoms of Basal Cell Carcinoma can present as red to brown pigmentations that appear shiny, pearly patches that sometimes bleed. BCC may sometimes appear as shiny pink or red wounds or waxy or scaly scar-like lesions.
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