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Life Insurance Approval with Benign Prostatic Hypertrophy (BPH) or Enlarged Prostate

in Benign Growths and Tumors

Life Insurance Approval with Benign Tumors

Do you need help with Life Insurance Approval with Benign Prostate Hypertrophy?

Have you been declined for life insurance due to Benign Prostatic Hypertrophy (BPH) or Enlarged Prostate?

Luckily, you’ve come to the right place.

At High Risk Life Insurance Agency, we specialize in “high risk” life insurance.

Your Answers in 2 Minutes

Stick with us for two minutes, and you’ll have two important questions answered:

1. Can you qualify for life insurance with Benign Prostatic Hypertrophy (BPH) or Enlarged Prostate? And if so…

2. How much will it cost?

noM_uOSMBY_OeDbVtPaa2Q4OWcFb01V-pjQ362VSRiYCan Individuals with Benign Prostatic Hypertrophy (BPH) or Enlarged Prostate Qualify for Life Insurance?

Yes, most individuals with Benign Prostatic Hypertrophy (BPH) or Enlarged Prostate will be able to qualify for traditional life insurance, the type of insurance which requires a medical exam.

But you’ll need to apply with a life insurance company that is accustomed to impaired risk cases, not an auto insurance company that just happens to also offer life insurance.

3B7dnAUzgXH6Bwx2VPotTiljdO4Mt4NawSqjyrJ7pP0How Much Will it Cost?

Best Case Scenario – Benign Prostatic Hypertrophy is usually a non-life threatening condition and most cases are asymptomatic. It must be important, however, that detection be made early through regular screening. If BPH does not cause frequent and progressing symptoms of urinary retention or pain, and if urinary tract infection is controlled then the best rating is at “Standard”. Click here for quote at “Standard”.

Common Questions to Assess Rating Class

If you’re unsure if you will qualify at “Standard”, please see the questions below:

How many years have you been diagnosed with Benign Prostatic Hypertrophy?
Early diagnosis and treatment or surgical management of Benign Prostatic Hypertrophy will result to good prognosis. These cases will usually get a “Standard” rating.

You might also be interested in reading this article “Life Insurance Approval After a Prostatectomy”

Have you experienced any symptoms within the last six months?
Symptoms such as pain or difficulty in urination may be a sign of a progressing or recurring Benign Prostatic Hypertrophy and may need further evaluation to determine whether you will qualify for a “Standard” rating.

Do you have regular check-ups with your urologist?
Regular visits to your urologist will help monitor progression or any recurrence of BPH. Doctor’s management may mean that your condition is controlled and life insurance companies see this as a good sign.

Have you had PSA test in the past 12 months?
Recent PSA reading will show whether there are any changes in the size of the prostate gland that may need immediate attention. Normal results will definitely get you a “Standard” health class.

Are you smoking?
Smoking has been particularly associated with cancer including Prostate CA, and if you are diagnosed with BPH it increases the risk of developing cancer in the future. These cases may need further evaluation to determine whether to qualify for a “Standard” health class.

If you don’t seem to fit into one of the ratings above, I recommend requesting life insurance quotes from “standard” to “severe standard” so you understand the range of possibilities.

noM_uOSMBY_OeDbVtPaa2Q4OWcFb01V-pjQ362VSRiYHow to Get a Quote

Using the Instant Life Insurance Quote form on the right, select the rating class that best suits you based on your answers to the questions above, as well as complete the amount and type of coverage needed.

An estimate will appear on the next page.

If we can help you with a quote or to apply for coverage, call us at 877-443-9467.

Overview of Benign Prostatic Hypertrophy (BPH) or Enlarged Prostate

The prostate is a walnut shaped gland in the male reproductive system, which is located at the bottom of the urinary bladder. When its epithelial cells become enlarged due to ageing or tumor formation it is called Benign Prostatic Hyperplasia (BPH).

The enlargement causes urethral obstruction that result to symptoms of difficulty, painful, frequent or hesitancy of urination. In moderate cases the blockage causes frequent urinary tract infection, urinary retention or erectile dysfunction.

Prostate specific antigen (PSA) levels become elevated with Benign Prostatic Hyperplasia. Most of BPH cases in young men are relatively benign, and a small percentage in older men leads to prostate cancer.

One of the management for Benign Prostatic Hyperplasia is surgical prostatectomy to remove tumor or part of the prostate to get rid of the blockage. BPH when left untreated may cause serious damage to the kidneys and result to serious complications.

See our other articles on Benign Growths and Tumors and CLICK HERE


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