Do you need help with Life Insurance Approval with Benign Tumors?
Having trouble finding affordable life insurance with Benign Tumors?
Don’t fret. We can help! In fact, tough life insurance cases are our specialty at High Risk Life Insurance Agency.
Our 2 Minute Promise
Stick with us for two minutes, and you’ll have two important questions answered:
1. Can you qualify for life insurance with Benign Tumors? And if so…
2. How much will it cost?
Can Individuals with Benign Tumors Qualify for Life Insurance?
Yes, most individuals with Benign Tumors will be able to qualify for traditional life insurance, the type of insurance which requires a medical exam.
But you will need to speak with a knowledgeable, independent agent, who is licensed with several life insurance companies for your best chance at approval.
How Much Will it Cost?
Best Case Scenario – If a growth is certain and diagnosed as a Benign Tumor it has a good chance of a “Standard” rating. Provided, however, that the growth does not appear in major organs of the body like the brain or lungs where it can cause organ dysfunction, in spite, that it is not malignant. Click here for quote at “Standard”.
Common Questions to Assess Rating Class
If you’re unsure whether you qualify for a Standard health class to quote yourself, please see the questions below:
1. Since when did you were discover the Benign Tumor?
Time plays a very crucial role in the diagnosis of a tumor. If a growth has been present for more than 6 to 12 months and shows no increase in size, it has a very good chance to be a Benign Tumor. Malignant growth is usually aggressive and grows in size very fast.
2. What area or part of the body is the Benign Tumor located?
A growth located in areas of the skin, tissue, bone or muscle is usually harmless and causes no complications and may get a “Standard” rating. If, Benign Tumors are located anywhere in the brain, lungs or liver it may cause these organs to function abnormally and may have to be re-evaluated by a physician.
3. When was your last checkup with your physician?
A visit within the last six months that does not show any changes in size, color or location of the growth may get a “Standard” rating. If, it has been over a year already a re-assessment may be necessary to determine the health class.
4. Do you have any relevant diagnostic tests within the past 6 months?
Recent diagnostic tests are the best way to assess your Benign Tumor and actual condition.
5. Do you have any history of surgery to remove a growth?
If the surgery has been past 6 to 12 months and no signs of re-growth are seen, then it has a good chance to be rated at “Standard.”
If you don’t seem to fit into one of the ratings above, I recommend requesting life insurance quotes from “standard” to “severe standard” so you understand the range of possibilities.
How to Get a Quote
Using the Instant Life Insurance Quote form on the right, select the rating class that best suits you based on your answers to the questions above, as well as complete the amount and type of coverage needed.
An estimate will appear on the next page.
If we can help you with a quote or to apply for coverage, call us at 877-443-9467.
Overview of Benign Tumors
Tumors, also called lumps, mass or cysts are abnormal growths in the body, which are made up of extra cells. Tumors are classified as benign or malignant; the former is not a type of cancer, but the latter is cancerous.
Benign Tumors are also referred to as benign cancer, benign neoplasms or noncancerous tumors. They can affect any part or any organ in the body, but are not serious because they cannot invade or spread in other areas.
Symptoms of a Benign Tumor include growth in just one area, palpable to touch and is movable, takes time to grow and often presents tolerable pain. Benign Tumors when removed through surgery have a good chance of not growing back.
Related Keywords: benign tumor, mass, cyst, growth, benign cancer, benign neoplasms, noncancerous tumors